Homebuyer Assistance

Are you ready to purchase a home? Once you are ready to become a homeowner, there are mortgage programs that are designed to meet the needs of homebuyers with modest incomes:

• Massachusetts Housing Partnership, Soft Seconds Mortgage Program - This program is available to income qualified first time homebuyers. Soft Seconds also has a Purchase and Rehab option available. Contact: Soft Second Staff, (617) 330-9944
• MassHousing - MassHousing offers several homebuyer loan products, each is offered through a participating lender, including:
  • First Time Buyer programs - Mass Advantage, Mass Advantage 100, Purchase and Rehab Program, & MassHousing My Community Loans
  • Homebuyer Programs - Applicants do not have to be first time buyers. Take the “T” Home Mortgage Program & Municipal Mortgage Program
  • Home for the Brave loan program for Massachusetts veterans - Contact: Your Local Lender or MassHousing's Home Ownership Line, (888) MASS-LOAN
• FHA Loans
  • https://www.hud.gov/buying/loans
  • https://www.consumeraffairs.com/finance/fha-loans/what-is-an-fha-loan.html#